Workers’ compensation insurance is a “no-fault” government mandated program that assures workers will receive benefits in order to recover from their work injury. Businesses are required to carry workers’ compensation insurance in the state of Oregon. Employers can get insurance from a private market or the state. Workers’ compensation insurance through the state is typically more expensive. The goal is to get the cheapest insurance that provides adequate coverage. Your employer is legally responsible to have workers’ compensation insurance in case of an injury. The insurance can get you the benefits and medical care that you need to recover.
If you have received a work injury and are debilitated from one of the following fees, contact your workers’ compensation insurer.
What can you receive payments for?
- Missed wages from time loss
- Surgery
- Braces
- Nursing
- Ambulances
- Prosthetic appliances
- Medication
- Wrongful death
When can an insurer suspend payments?
- Receive medical coverage from a medical provider that is not authorized by the workers’ compensation settlement
- The worker fails to attend medical appointments by authorized medical provider. The medical provider assures the insurer that the worker is unable to perform job duties
- The workers’ disability payments are only authorized settlement period. The payments can then be suspended if the worker still cannot perform job duties
- The worker fails to cooperate with an investigation in which the settlement may lead to a 120-day maximum postponement
The first installment of your temporary disability will be provided within 14 days of your claim. The immediate payments help you work with the medical provider to receive compensable medical attention. You can receive medication, physical therapy, medical treatment and other financial coverage for the inability to perform job duties. Particular circumstances can suspend workers’ compensation payments. Be aware of the circumstances when earning a settlement.
A workers’ compensation settlement can make all the difference of whether or not you recover from your injury. Many people are not able to afford medical care. An injury that is unattended can lead to long-term suffering. Contact Bailey and Yarmo to earn a workers’ compensation settlement.